JPMorgan leverages its success with timely new products that it can rapidly scale for significant market share. It is committed to information technology for this competitive advantage. For example, JPMorgan developed the Kapital financial risk management and pricing system to trade large volumes of financial instruments simply and easily.

Using Cincom Smalltalk to develop Kapital, JPMorgan met the challenge of finding a development environment that deals with the complexity of its derivative products, delivers unparalleled productivity to stay ahead of the competition, and offers the scalability to support extremely high trading volumes.

JPMorgan estimates that it would have required three times the resources in another language, such as Java, to build Kapital.